Dr. Iram Ansari

Digital asset fraud looks like a technology problem. It rarely is.

The costliest collapses happen when code, conduct and governance fail at the same time.

In this session, we move past the technical mechanics to the real enablers of fraud at scale: weak governance, a compromised ethical culture, management override, and a missing internal audit function. Using a major real-world case, we'll see how familiar fraud red flags resurfaced in new forms, how “legitimacy signals” masked misconduct, and why technology without accountability proved catastrophic.

You'll leave with a structured lens to spot behavioral red flags, assess digital-asset control gaps, and apply professional skepticism where innovation moves fast.

Technology evolves. The fundamentals of fraud still decide who gets caught — and who gets away.

Join me on 14th July to learn more.

• Analyse key fraud risks and behavioral red flags specific to digital asset ecosystems using real-world case analysis.
• Evaluate governance, ethical and internal control failures beyond technical vulnerabilities that enable digital asset fraud.
• Apply accounting and internal audit principles to strengthen fraud risk assessments and investigations in emerging digital environments.

Every collapsed company had a code of ethics.

Most had Big Four audits, populated risk registers, and mandatory training too.

Compliance frameworks don't fail because the rules are missing. They fail because the culture quietly stops believing in them — and the controls become paper shields against cultural risk.

This session introduces Ethical Intelligence: a learnable capability that helps auditors and risk leaders read the warning signs before they become findings. We move past “tone at the top” to the mood in the middle, where ethics is actually lived, and show how ethical intelligence dismantles every leg of the fraud triangle: pressure, opportunity, and rationalisation.

From Wells Fargo to Luckin Coffee, the lesson is the same: the controls existed. The culture didn't.

• Differentiate ethical intelligence from traditional compliance and explain its impact on risk culture.
• Apply ethical decision-making frameworks to resolve complex dilemmas in governance, risk, and compliance contexts.
• Apply practical strategies to embed ethical intelligence across organisational levels to reinforce ethical culture.

This session offers crucial insights into navigating the complex landscape of ethical challenges and fraud in today's business environment. Despite the acknowledged link between high ethical standards and organisational performance, corporate irresponsibility persists, highlighting a critical need for enhanced “ethical intelligence”. We explore how organisations can move beyond mere compliance with codes of ethics to build robust ethical cultures driven by integrity and transparency. Participants will learn to identify various forms of misconduct, understand the motivations behind them, and employ strategies to prevent, detect, and respond effectively to ethical breaches and fraud. Emphasis will be placed on the pivotal role of leadership in setting an ethical tone, fostering an environment of trust, and empowering employees to uphold personal and professional values, ultimately contributing to sustained organisational success and a competitive advantage.

• Identify the components of “ethical intelligence,” including cognitive, moral, social and emotional aspects, and how they apply to decision-making.
• Recognise warning signs of an unethical culture and address misconduct and fraud through appropriate response protocols.
• Recall methods for shaping and maintaining an ethical organisational culture, including establishing shared core values, promoting transparency and building trust.
• Develop strategies for communicating and reinforcing ethical expectations throughout the organisation, from senior leadership to entry-level employees.

In an era where fraud threats are increasingly sophisticated, cultivating an anti-fraud culture within your organization is paramount. This session delves beyond mere awareness, emphasizing transformative strategies that instigate real behavioral change among employees. Through insightful case studies and interactive exercises, you will learn practical techniques to instill vigilance and integrity, which are crucial for safeguarding organizations.

You will also discover how to align organizational behavior with anti-fraud objectives, ultimately fostering a resilient culture of vigilance and accountability. Equip yourself with the tools needed to empower your workforce, bridging the gap between knowledge and action in combating fraud effectively.

• Develop practical strategies to drive behavioral change and foster a proactive anti-fraud culture.
• Identify techniques to instill vigilance and integrity in employees and safeguard organizations against sophisticated fraud threats.
• Align organizational behaviors and practices with anti-fraud objectives to foster accountability and improve fraud prevention strategies.

Most anti-fraud training tells people what fraud is. Very little of it changes what they do.

That gap — between awareness and behaviour — is where fraud quietly survives.

In this 90-minute interactive session, we'll move past knowledge to tangible behavioural change: how to build an anti-fraud culture where employees aren't passive policy-followers, but active fraud-detectors. We'll cover the practical strategies that turn vigilance into a habit — spotting red flags, encouraging ethical conduct, and making it safe and simple to report.

Awareness protects no one on its own. A culture that acts on it protects everyone.

• Evaluate the gap between fraud awareness and fraud-related behaviour within an organisation, and apply practical strategies to translate employee knowledge into active detection and reporting.
• Design culture-based anti-fraud interventions that embed everyday vigilance, ethical conduct, and safe reporting, in order to strengthen organisational resilience beyond formal controls.

Fraud doesn't just drain balance sheets. It erodes the trust that holds institutions together.

This session starts with what fraud really is — then goes where the Fraud Triangle stops. We'll dig into the psychological and socioeconomic roots of fraudulent behaviour, map the continuum of fraudsters, their targets and the whistleblowers caught in between, and trace fraud's real cost: not just money, but reputation, integrity and trust.

Using current data from the Arab world, we'll see how a global problem takes on a regional face. And we'll make the case that organisations are better served preventing fraud than chasing it — through awareness, training, and genuine academia-industry collaboration.

The future of fraud defence comes down to three things: trust, tempo, and talent. Building it takes three more: convergence, consolidation, and community.

• Analyse the psychological and socioeconomic roots of fraud as well as the range of fraudster personas and their motivations.
• Prioritise and implement effective fraud prevention strategies.
• Identify initiatives and innovative solutions that address cybersecurity and future fraud challenges.